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Archive for April, 2011
Conference Call – “Investing in Times of Global Uncertainty”
Posted in Uncategorized on April 27, 2011 |
Investing in Times of Global Uncertainty – FREE Whitepaper
Posted in Uncategorized, tagged atlanta financial advisor, atlanta wealth manager, Calandra Financial Group, estate planning, financial advisor, find a financial advisor in atlanta, income planning, investing in times of uncertainty, Kennesaw financial planner, Wealth Management on April 27, 2011 |
In times of global uncertainty, making prudent investment decisions requires special diligence. When natural disasters strike and leading nations become embroiled in conflict, it can be difficult to find clarity amidst the barrage of disquieting headlines. This paper is designed to help you find that clarity, and hopefully, sleep better at night. Please click on the link below for immediate access.
Weekly Market Commentary – April 25, 2011
Posted in Uncategorized, tagged ACCUMULATION, annuities, annuity, Atlanta, atlanta financial advisor, atlanta wealth manager, Calandra Financial Group, financial advisor, income for life, income planning, Investing Advice, Kennesaw financial planner, pension, safe money, senior annuity, tax preparation, Wealth Management on April 26, 2011 | Leave a Comment »
Weekly Market Update
Week of April 25, 2011
THE MARKETS:
Do you want to pay higher taxes? I know I don’t! But if you happen to be among the fortunate few that earn more than $250,000 a year, new polls suggest your neighbors want you to pay up.
According to the latest New York Times/CBS News poll, 72% of adults approve of increasing federal taxes on households making more than $250,000 starting in 2013.[i] At the same time, a separate poll from ABC News and the Washington Post showed that 72% of respondents want to raise taxes on the rich to help reduce the federal deficit.[ii] The desire to see America’s wealthiest citizens paying higher taxes even spans political boundaries, with 55% of Republicans, 74% of independents and 83% of Democrats all calling for an increase.[iii]
So will increasing taxes on the rich fix the budget? This is not a question we will even try to answer in this brief commentary. It is worth noting however, that less than 3% of all American households earn more than $250,000 per year,[iv] and as it stands today, the U.S. tax system is already highly disproportionate. The top 1% of income earners pay 40% of all federal income taxes, the bottom 50% pay only 3%, and more than one-third of U.S. earners pay no federal income tax at all.[v]
As new data from the Congressional Budget Office shows, raising all six income tax rates by 1 percentage point would yield an additional $480 billion over 10 years, while raising the top two rates by 1 percentage point would yield only $115 billion.[vi] So what is better: Increasing taxes a little bit for everyone or a lot for just a few? Perhaps another question to ask is whether America has a spending problem or a revenue problem? Again, these are not questions we can answer in this forum.
The point of sharing this information with you is not to fuel a political debate. The nation is already sharply divided on this issue. The reason we draw your attention to this matter is because directly or indirectly, it affects every American. And, at the rate things are going, there is a good chance we will see higher taxes in the future. Taking into consideration how taxes can affect your investments, both now and in the future, is an important element to preparing sound financial strategies. As always, we will monitor how the landscape changes and do our best to help you adapt to changing conditions.
ECONOMIC CALENDAR: Tuesday – S&P Case-Shiller Home Price Index, Consumer Confidence
Wednesday – Durable Goods Orders, FOMC Meeting Announcement
Thursday – GDC, Jobless Claims, Pending Home Sales Index Friday – Personal Income and Outlays, Chicago PMI, Consumer Sentiment, Ben Bernanke Speaks
| Data as of 04/21/2011 |
1-Week |
YTD |
1-Year |
5-Year |
10-Year |
| Standard & Poor’s 500 |
1.74 |
6.34 |
10.9 |
0.40 |
0.76 |
| Dow |
1.80 |
8.02 |
12.4 |
2.04 |
1.82 |
| NASDAQ |
2.17 |
6.31 |
12.6 |
4.07 |
3.04 |
| MSCI EAFE |
1.69 |
6.61 |
10.8 |
0.30 |
2.62 |
| 10-year Treasury Note (Yield Only) |
3.48 |
N/A |
3.74 |
5.01 |
5.26 |
Notes: All index returns exclude reinvested dividends, and the 5-year and 10-year returns are annualized.
Sources: Yahoo! Finance, MSCI Barra. Past performance is no guarantee of future results.
Indices are unmanaged and cannot be invested into directly. NA means not available.
HEADLINES:
U.S. stocks advanced for a third straight session Thursday, with the Dow closing at almost a 3-year high following a slew of strong earnings.[vii]
Sales of existing homes increased in March. Home sales rose at an annual rate of 5.1 million in March, up 3.7% from February, the National Association of Realtors said Wednesday. However, sales were 6.3% lower than in March 2010.[viii]
With a 4% gain so far this month, following March’s 10% rise, benchmark oil futures are keeping up with a long-running trend – advancing in March, April and May before taking a breather in June.[ix]
Toyota Motor Corp.’s global car production, disrupted by parts shortages from Japan’s earthquake and tsunami, won’t return to normal until November or December, imperiling its spot as the world’s top-selling automaker.[x]
QUOTE OF THE WEEK:
“Don’t judge each day by the harvest you reap but by the seeds that you plant.” – Robert Louis Stevenson
RECIPE OF THE WEEK:
Orange Snowdrops
From: Better Homes and Gardens
Frozen orange juice concentrate imparts sunshine-fresh flavor to these cookies. For thorough orange flavor, use the juice concentrate in the dough as well as the frosting.
Servings: 36 cookies
Ingredients:
½ cup butter (no substitutes)
½ cup shortening
1 cup sifted powdered sugar
½ teaspoon baking soda
1 egg
½ of a 6-ounce can (1/3 cup) frozen orange juice concentrate, thawed
1 teaspoon vanilla
2 cups all-purpose flour
1 recipe orange frosting
Finely shredded orange peel (optional)
Directions:
1. In a large mixing bowl beat butter and shortening with an electric mixer on medium to high speed for 30 seconds. Add powdered sugar and baking soda; beat until combined, scraping sides of bowl occasionally. Beat in egg, orange juice concentrate, and vanilla until combined. Beat in as much of the flour as you can with the mixer. Using a wooden spoon, stir in any remaining flour.
2. Drop dough by rounded teaspoons 2 inches apart onto an ungreased cookie sheet.
3. Bake in a 375 degree F oven about 8 minutes or until edges are lightly browned. Cool on cookie sheet for 1 minute. Transfer to wire racks: cool completely. Spread cookies with Orange Frosting. If desired, sprinkle with finely shredded orange peel. Makes about 36 cookies.
Orange Frosting
Stir together 1/2 of a 6-ounce can (1/3 cup) frozen orange juice concentrate, thawed; 1/2 teaspoon finely shredded orange peel; and 3 cups sifted powdered sugar till smooth.
GOLF TIP OF THE WEEK:
Play by Intelligence, Not Ego
Ego involvement affects many golfing situations. We may elect to shoot over a dog-leg instead of around it. We may use a high-compression ball because hard hitters do, although we could get more distance with less compression. We may shoot for the pin when our general accuracy can only justify shooting at the green.
One of the secrets to better play is not allowing your ego to affect your choices on the course. If your opponent uses a six iron, don’t hesitate to use a four wood if “your game” calls for it. In other words, play your game and not your ego.
There are some ego involvements which can be beneficial, such as pride in improvement. In general though, ego involvements prevent us from doing what a given situation calls for, and this is unfortunate. Nothing can be solved if pride produces wishful thinking or otherwise prevents us from seeing the problem as it is. Let intelligence and not ego drive your golf game and your scores will improve.
Share the Wealth of Knowledge!
Please share this market update with family, friends, or colleagues. If you would like us to add them to our list, simply click on the “Forward email” link below. We love being introduced!
Insert your broker/dealer disclosures here. i.e. Securities offered through “Your B/D Name Here,” Member FINRA/SIPC.
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
The Standard & Poor’s 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general.
The Dow Jones Industrial Average is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange and the Nasdaq. The DJIA was invented by Charles Dow back in 1896.
The MSCI EAFE Index was created by Morgan Stanley Capital International (MSCI) that serves as a benchmark of the performance in major international equity markets as represented by 21 major MSCI indexes from Europe, Australia and Southeast Asia.
The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
Google Finance is the source for any reference to the performance of an index between two specific periods.
Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
Past performance does not guarantee future results.
You cannot invest directly in an index.
Consult your financial professional before making any investment decision.
Fixed income investments are subject to various risks including changes in interest rates, credit quality, inflation risk, market valuations, prepayments, corporate events, tax ramifications and other factors.
These are the views of Platinum Advisor Marketing Strategies, LLC, and not necessarily those of the named representative or named Broker dealer, and should not be construed as investment advice. Neither the named representative nor the named Broker dealer gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your financial advisor for further information.
By clicking on these links, you will leave our server as they are located on another server. We have not independently verified the information available through this link. The link is provided to you as a matter of interest. Please click on the links below to leave and proceed to the selected site.
Weekly Market Commentary – April 18, 2011
Posted in Uncategorized, tagged atlanta financial advisor, atlanta wealth manager, financial advisor, Financial Planner, find a financial advisor in atlanta, Investing Advice, Money Advice, Phil Calandra, Wealth Management, Your Financial Life on April 20, 2011 | Leave a Comment »
Weekly Market Update
Week of April 18, 2011
THE MARKETS:
In spite of a rocky start to earnings season, promising economic news helped reassure investors this week. Stocks even managed to post modest gains on Friday in response to the hopeful signs.
Aside from food and gas prices, the Labor Department reported that consumer prices rose just 0.1% in March, lower than the predicted 0.2%.[i] With prices inflating slower than expected, Americans got a break. And in today’s economy, consumers need every break they can get. When prices are lower, people tend to feel better and spend more – good news since consumer spending accounts for about 70% of the total U.S. economy.[ii]
Signs show that Americans are also feeling more optimistic. The U.S. consumer sentiment index rose from 67.5 in March to 69.6 in April, beating expectations.[iii] This increase could be partially attributed to the addition of jobs for six straight months and an unemployment rate sitting at a two-year low.[iv] These positive numbers indicate job gains are helping Americans manage rising fuel costs and maintain a positive outlook.[v]
Industrial production increased for the ninth straight month in a row, rising 0.8% in March, and factory production increased 9.1% in the first quarter.[vi] Total industrial production was 5.9% above its year-earlier level.[vii] These numbers are all higher than forecast last month, and are a good sign that factories will keep driving the U.S. economy.[viii]
These indicators show that prices are down, optimism is up, and factories are producing at higher levels than last year; all signs that our economy is still making progress. Earnings season will kick into high gear this week as Wall Street gets quarterly results from 110 members of the S&P 500, giving us a broad view of how Corporate America is doing.
ECONOMIC CALENDAR: Monday – Housing Market Index Tuesday – Housing Starts, Redbook Wednesday – Existing Home Sales, EIA Petroleum Status Report
Thursday – Jobless Claims, Philadelphia Fed Survey, Leading Indicators Friday – U.S. Market Holiday: Good Friday Observed
| Data as of 04/15/2011 |
1-Week |
YTD |
1-Year |
5-Year |
10-Year |
| Standard & Poor’s 500 |
-0.36 |
4.93 |
10.7 |
0.19 |
0.66 |
| Dow |
-0.32 |
6.60 |
12.0 |
1.90 |
1.63 |
| NASDAQ |
-0.25 |
4.21 |
11.4 |
3.47 |
3.30 |
| MSCI EAFE |
-0.34 |
4.69 |
8.47 |
0.12 |
2.65 |
| 10-year Treasury Note (Yield Only) |
3.57 |
N/A |
3.77 |
4.97 |
5.12 |
Notes: All index returns exclude reinvested dividends, and the 5-year and 10-year returns are annualized.
Sources: Yahoo! Finance, MSCI Barra. Past performance is no guarantee of future results.
Indices are unmanaged and cannot be invested into directly. NA means not available.
HEADLINES:
Congress sent President Barack Obama legislation cutting a record $38 billion from federal spending on Thursday. This measure will finance the government through the September 30th end of the budget year.[ix]
Bank of America’s first-quarter income fell 39% on higher costs related to its mortgage business and litigation. The bank also settled a claim over faulty mortgage investments and set aside less money to cover bad loans. The earnings fell short of the 28 cents a share estimated by analysts surveyed by FactSet and revenue fell to $26.9 billion from $32 billion in the same period last year.[x]
The first settlement with the Securities and Exchange Commission (SEC) could be reached as soon as next week. The securities regulator is in talks with major Wall Street banks to settle fraud allegations relating to the sale of toxic mortgage bonds to various investors that helped unleash the financial crisis.[xi]
QUOTE OF THE WEEK:
It is hard to fail, but it is worse never to have tried to succeed. – Theodore Roosevelt
RECIPE OF THE WEEK:
Goat Cheese Pastry Rounds
From: Better Homes and Gardens
Ingredients:
1/2 of a 17.3-ounce package frozen puff pastry (1 sheet), thawed
Tomato preserves or favorite fruit preserves* (about 3 tablespoons)
3 2- to 2-1/2-inch diameter rounds goat cheese (3 to 4 oz. each)
1 egg, beaten
Fresh figs or grapes (optional)
Directions:
1. Preheat oven to 400 degree F. Line a baking sheet with foil; grease foil. Set aside.
2. Unfold pastry on a lightly floured surface; roll into a 12-inch square. Cut pastry into four 6-inch squares. Place 1 tablespoon preserves in center of 3 of the pastry squares. Place goat cheese atop preserves. Bring edges of pastry up and over cheese rounds, pleating and pinching edges to cover. Sea; trim excess pastry. Invert and place on prepared baking sheet, smooth side up. Brush pastry with egg. Cut small slits in pastry for steam to escape. Cut remaining pastry square into decorative leaves; place atop brushed pastry and brush with additional egg.
3. Bake for 20 to 22 minutes or until pastry is golden brown. Let stand 15 to 20 minutes before serving. If desired, serve with fresh figs. Makes 12 servings.
GOLF TIP OF THE WEEK:
What the Perfect Swing Looks Like
By Michael Lopuszynski
The Problem:
You’re hitting too many slices and your swing just never feels right.
The Solution:
Most of us are taught to swing down the target line, which actually causes your arms to fly away from your body. The result is inconsistent contact and a swing you can’t repeat. The only time your clubface should point down the target line is when you contact the ball. The swing path should start inside and intersect the target line only just before impact and then start back inside right after impact. This circular swing keeps your body and arms connected, which helps you strike the ball with power.
Try This:
On the range, stop your arms at impact and allow your body rotation to bring the club back inside on your follow-through. This will ingrain the proper clubhead path after impact.
Share the Wealth of Knowledge!
Please share this market update with family, friends, or colleagues. If you would like us to add them to our list, simply click on the “Forward email” link below. We love being introduced!
Insert your broker/dealer disclosures here. i.e. Securities offered through “Your B/D Name Here,” Member FINRA/SIPC.
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
The Standard & Poor’s 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general.
The Dow Jones Industrial Average is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange and the Nasdaq. The DJIA was invented by Charles Dow back in 1896.
The MSCI EAFE Index was created by Morgan Stanley Capital International (MSCI) that serves as a benchmark of the performance in major international equity markets as represented by 21 major MSCI indexes from Europe, Australia and Southeast Asia.
The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
Google Finance is the source for any reference to the performance of an index between two specific periods.
Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
Past performance does not guarantee future results.
You cannot invest directly in an index.
Consult your financial professional before making any investment decision.
Fixed income investments are subject to various risks including changes in interest rates, credit quality, inflation risk, market valuations, prepayments, corporate events, tax ramifications and other factors.
These are the views of Platinum Advisor Marketing Strategies, LLC, and not necessarily those of the named representative or named Broker dealer, and should not be construed as investment advice. Neither the named representative nor the named Broker dealer gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your financial advisor for further information.
By clicking on these links, you will leave our server as they are located on another server. We have not independently verified the information available through this link. The link is provided to you as a matter of interest. Please click on the links below to leave and proceed to the selected site.
[ii] http://www.bloomberg.com/news/2011-04-15/consumer-sentiment-in-u-s-rises-more-than-forecast-in-third-monthly-gain.html
[v] http://www.bloomberg.com/news/2011-04-15/consumer-sentiment-in-u-s-rises-more-than-forecast-in-third-monthly-gain.html
[vii] http://www.bloomberg.com/news/2011-04-15/u-s-march-industrial-production-and-capacity-report-text-.html
Weekly Market Commentary – April 11, 2011
Posted in Uncategorized, tagged atlanta financial advisor, atlanta wealth manager, Calandra Financial Group, estate planning, find a financial advisor in atlanta, income planning, investing, Investing Advice, Money, Phil Calandra, planning, retirement, tax planning, Wealth Management, Your Financial Life on April 14, 2011 | Leave a Comment »
Weekly Market Update
Week of April 11, 2011
THE MARKETS:
Fears of a government shutdown loomed large last Friday night. With less than an hour to spare, Congress pushed through a last-minute spending bill – the seventh in the past six months – which cut $2 billion and allows agencies to spend money through April 15. By that time, lawmakers expect to determine a budget for the remaining six months of the fiscal year.[1] It is interesting to note how awareness of the potential shutdown affected investors.
As a result of the budget impasse, a sharply weaker dollar led investors into oil and commodities, while U.S. stocks fell.[2] As we’ve mentioned before, equity markets don’t like uncertainty, and the exodus we saw on Friday is a classic example of this fact. At a time when concerns regarding the Middle East situation has sent oil prices surging, and the Japanese disaster has impacted supply chains,[3] reaching a deal was extremely important. The last-minute agreement keeps 800,000 government workers on the job and a variety of services, from passport issuing to tax collecting, up and running. It also allows the military to continue receiving their paychecks.[4]
“Both sides had to make tough decisions and give ground on issues that were important to them,” President Obama said. “But beginning to live within our means is the only way to protect those investments that will help America compete for new jobs.” Despite budget concerns, consumer confidence rose for a second consecutive week as an improving job market helped ease the burden of higher fuel costs.[5]
As in the past, both international and domestic politics will continue to play a part in peoples investing decisions. The week ahead will likely be no exception as the new budget is voted on. Also next week, a series of labor reports are released and earnings season begins. We’ll let you know how things turn out in our commentary next week.
ECONOMIC CALENDAR: Tuesday – International Trade, Import and Export Prices, Bank of Canada Announcement, Treasury Budget Wednesday – Retail Sales, Business Inventories, EIA Petroleum Status Report, Beige Book
Thursday – Producer Price Index, Jobless Claims Friday – Consumer Price Index, Empire State Mfg, Treasury International Capital, Industrial Production, Consumer Sentiment
| Data as of 04/08/2011 | 1-Week | YTD | 1-Year | 5-Year | 10-Year |
| Standard & Poor’s 500 | -0.32 | 5.61 | 12.0 | 0.50 | 1.77 |
| Dow | 0.03 | 6.93 | 13.3 | 2.27 | 2.64 |
| NASDAQ | -0.33 | 4.81 | 14.1 | 3.77 | 6.16 |
| MSCI EAFE | 1.04 | 5.26 | 9.66 | 0.59 | 2.95 |
| 10-year Treasury Note (Yield Only) | 3.45 | N/A | 3.90 | 4.96 | 4.87 |
Notes: All index returns exclude reinvested dividends, and the 5-year and 10-year returns are annualized.
Sources: Yahoo! Finance, MSCI Barra. Past performance is no guarantee of future results.
Indices are unmanaged and cannot be invested into directly. NA means not available.
HEADLINES:
Crude oil advanced 2.3% Friday, settling at $112 a barrel – its highest price in more than 30 months.[6] In addition to sparking fears about a slowdown in the global economy, investors are also concerned about Libya’s civil war and the country’s 80% drop in production.[7]
On April 6 Portugal asked for international assistance, joining Greece and Ireland in receiving bailouts from the European Union and the International Monetary Fund. The country faces around €4.3 billion ($6.2 billion) of bond redemptions in April, followed by a repayment of €4.9 billion in June.[8]
The quarterly earnings season begins next week. Gas and commodity prices have surged this year, and could spell trouble for the rebound in consumer spending and sales growth. Overall, earnings for the companies in the S&P 500 are expected to be up 11.5% over last year. Revenues are expected to rise 8%, remaining unchanged from the fourth quarter.[9]
QUOTE OF THE WEEK:
“Patience and fortitude conquer all things.” – Ralph Waldo Emerson
RECIPE OF THE WEEK:
Strawberry Bruschetta
From: Better Homes and Gardens
Serve this as an appetizer or dessert when strawberries are in season.
Servings: 24 servings
Total: 25 mins
Ingredients:
1 8-ounce loaf baguette-style French bread
1 8-ounce tub cream cheese
1 tablespoon honey
2 cups strawberries, sliced
¼ cup strawberry jelly
Directions:
1. Heat oven to 375 degree F. Cut bread into 24 slices about 1/4-inch thick. Place in a single layer on an ungreased cookie sheet. Bake about 10 minutes or until lightly brown, turning once.
2. Stir together cream cheese and honey; spread on one side of each bread slice. Arrange strawberry slices on the cheese. Heat jelly in a custard cup in a microwave oven on high power for 30 seconds; stir (or heat and stir in a small saucepan until melted). Brush jelly over strawberries. Makes 24 servings.
Make-Ahead Tip
Toast the bread and store in a covered container at room temperature up to 2 days or freeze up to 1 month. Stir together the cream cheese and honey; cover and refrigerate up to 2 days.
GOLF TIP OF THE WEEK:
Can You Wiggle Your Toes?
With the proper setup, your weight should be distributed evenly on your feet. Many golfers have a tendency to stretch out towards the ball too much. This causes their weight to be too far forward. How can you tell if your weight distribution is proper? Easy! Just make sure you can wiggle your toes freely.
Share the Wealth of Knowledge!
Please share this market update with family, friends, or colleagues. If you would like us to add them to our list, simply click on the “Forward email” link below. We love being introduced!
Insert your broker/dealer disclosures here. i.e. Securities offered through “Your B/D Name Here,” Member FINRA/SIPC.
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
The Standard & Poor’s 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general.
The Dow Jones Industrial Average is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange and the Nasdaq. The DJIA was invented by Charles Dow back in 1896.
The MSCI EAFE Index was created by Morgan Stanley Capital International (MSCI) that serves as a benchmark of the performance in major international equity markets as represented by 21 major MSCI indexes from Europe, Australia and Southeast Asia.
The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
Google Finance is the source for any reference to the performance of an index between two specific periods.
Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
Past performance does not guarantee future results.
You cannot invest directly in an index.
Consult your financial professional before making any investment decision.
Fixed income investments are subject to various risks including changes in interest rates, credit quality, inflation risk, market valuations, prepayments, corporate events, tax ramifications and other factors.
These are the views of Platinum Advisor Marketing Strategies, LLC, and not necessarily those of the named representative or named Broker dealer, and should not be construed as investment advice. Neither the named representative nor the named Broker dealer gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your financial advisor for further information.
By clicking on these links, you will leave our server as they are located on another server. We have not independently verified the information available through this link. The link is provided to you as a matter of interest. Please click on the links below to leave and proceed to the selected site.
