Archive for January, 2011
Posted in Uncategorized on January 31, 2011 | Leave a Comment »
Weekly Market Commentary – Jannuary 24, 2011
Posted in Uncategorized, tagged ACCUMULATION, advice, Adviser, advisor, Atlanta, Calandra, Calandra Financial Group, estate planning, financial advisor, Financial Planner, income planning, investing, Investing Advice, Money, preparation, retirement, tax, Wealth Management, Your Financial Life on January 31, 2011 | Leave a Comment »
Weekly Market Update
Week of January 24, 2011
THE MARKETS:
While the recovery continues to burn brighter, it’s no thanks to the rising cost of gasoline. Most consumers are cringing over prices at the pump and, as a nationwide economic marker, it affects nearly everyone.
Gas prices hit almost $3.12/gallon on Friday, less than a dollar below the all-time high of about $4.11/gallon in July 2008.[1] Current prices have risen 12 cents a gallon (4%) in the last month alone and 39 cents (14%) over the last year. Crude oil has risen on a similar track and is currently trading at just under $90 a barrel.[2]
Though American consumers are paying the price, international oil demand and lack of supply are primarily responsible for the rising cost. Last year, worldwide demand hit a record of more than 87 million barrels a day, largely driven by strong growth in India, China, and the Middle East. Simultaneously, supply was constricted by the drilling moratorium in the Gulf of Mexico following the BP disaster, slow production growth in non-OPEC countries, and OPEC production controls.[3]
Gas prices are proving to be a critical, but unpredictable element in the economic recovery. Analysts are predicting prices to range from $3.20 to $3.75/gallon by spring, just when Americans typically hit the road.[4] Just as positive consumer sentiment can be tempered by the daily reminders of rising prices, there is also an unknown tipping point for when those prices take a toll on spending.[5]
While all this talk about rising gas prices may have you feeling less than enthusiastic, the overall economic outlook is still positive and the stock market is performing well. While some indexes fell slightly for the week, the Dow climbed 0.72%, continuing its longest winning streak since April of last year.[6] At least for now, rising gas prices aren’t creating a significant drag on the economic recovery.
ECONOMIC CALENDAR:
Tuesday – Redbook, S&P Case Shiller HPI, Consumer Confidence
Wednesday – New Home Sales, EIA Petroleum Status Report
Thursday – Durable Goods Orders, Jobless Claims, Pending Home Sales Friday – GDP, Employment Cost Index, Consumer Sentiment
| Data as of 01/21/2011 | 1-Week | YTD | 1-Year | 5-Year | 10-Year |
| Standard & Poor’s 500 | -0.76 | 2.04 | 14.9 | 0.35 | -0.44 |
| Dow | 0.72 | 2.54 | 14.3 | 2.26 | 1.21 |
| NASDAQ | -2.39 | 1.38 | 18.7 | 3.93 | -0.29 |
| MSCI EAFE | -0.35 | 1.83 | 7.12 | -0.43 | 1.32 |
| 10-year Treasury Note (Yield Only) | 3.33 | N/A | 3.61 | 4.36 | 5.17 |
Notes: All index returns exclude reinvested dividends, and the 5-year and 10-year returns are annualized.
Sources: Yahoo! Finance, MSCI Barra. Past performance is no guarantee of future results.
Indices are unmanaged and cannot be invested into directly. NA means not available.
HEADLINES:
Facebook raised $1.5 billion from Goldman Sachs and Digital Sky Technologies, giving the company an estimated value of $50 billion. Facebook confirmed that it will begin filing public financial reports by April 2012, a move likely indicative of an IPO.[7]
A 1963 Pontiac ambulance that supposedly carried the body of President John F. Kennedy after his assassination was sold at a Scottsdale, Ariz., auction Saturday night for $132,000.[8]
Existing home sales jumped 12% in December, the fifth month of gains in the past six months. While the rates are higher than expected, the median price of homes has fallen by 1% and is still down 2.9% from a year ago.[9]
Thirty-second advertising spots for 2011’s Super Bowl XLV will cost about $3 million each. This year’s ads contain a record number from the auto industry, while the largest advertisers include Anheuser-Busch and Dot-com firms. Many will include online features with contest components.[10]
QUOTE OF THE WEEK:
“There is no such thing in anyone’s life as an unimportant day.” – Alexander Woollcott
RECIPE OF THE WEEK:
Gorgonzola and Toasted Walnut Spread
From: Betty Crocker
The fabulous flavor of toasted walnuts infuses every bite of this rich and creamy spread.
Servings: 16 servings (2 tablespoons spread and 2 bread or fruit slices each).
Total: 10 mins
Ingredients:
1 cup crumbled Gorgonzola cheese
1 package cream cheese, softened (8 ounce)
3 tablespoons half-and-half
1/4 teaspoon freshly ground pepper
1/2 cup chopped walnuts, toasted
1 tablespoon chopped fresh parsley
French bread slices
Apple and pear slices
Directions:
1. Reserve 1 tablespoon of the Gorgonzola cheese for garnish. In food processor, place cream cheese, remaining Gorgonzola cheese, half-and-half and pepper. Cover and process until blended.
2. Reserve 1 tablespoon of the walnuts for garnish. Stir remaining walnuts into cheese mixture. Spoon into shallow serving bowl. Sprinkle with reserved Gorgonzola cheese, walnuts and the parsley. Serve with bread slices and apple slices.
GOLF TIP OF THE WEEK:
Cut the Tension
Tension in your golf swing can cause you to lose distance and accuracy. By executing certain fundamentals correctly, tension is avoided.
At a basic level you can decrease tension by working on a proper grip. A grip that has proper tension is achieved by doing the following: Place the grip in the fingers of both hands. With the bottom hand, start the grip in the middle of the fingers. Avoid the palm. Also, place the thumb of the top hand off to the side, away from the target, and place the bottom thumb on the other side of the grip, closest to the target. The thumbs have many nerves at the tips. If the thumbs run directly down the center of the grip, you trigger those nerves. The arms tense up and you now have tension.
Your goal should be to achieve a light grip. If you maintain a light grip during the swing, you will avoid any swing characteristics that cause tension. If you use a tight grip then you also tense your forearm muscles, and this automatically opens the face of the club causing pushed shots.
Parting thought… RELAX.
Share the Wealth of Knowledge!
Please share this market update with family, friends, or colleagues. If you would like us to add them to our list, simply click on the “Forward email” link below. We love being introduced!
Insert your broker/dealer disclosures here. i.e. Securities offered through “Your B/D Name Here,” Member FINRA/SIPC.
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
The Standard & Poor’s 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general.
The Dow Jones Industrial Average is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange and the Nasdaq. The DJIA was invented by Charles Dow back in 1896.
The MSCI EAFE Index was created by Morgan Stanley Capital International (MSCI) that serves as a benchmark of the performance in major international equity markets as represented by 21 major MSCI indexes from Europe, Australia and Southeast Asia.
The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
Google Finance is the source for any reference to the performance of an index between two specific periods.
Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
Past performance does not guarantee future results.
You cannot invest directly in an index.
Consult your financial professional before making any investment decision.
These are the views of Platinum Advisor Marketing Strategies, LLC, and not necessarily those of the named representative or named Broker dealer, and should not be construed as investment advice. Neither the named representative nor the named Broker dealer gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your financial advisor for further information.
Posted in Uncategorized on January 18, 2011 | Leave a Comment »
Posted in Uncategorized on January 16, 2011 | Leave a Comment »
Atlanta, GA – $49 Tax Preparation
If you are age 55 or older, the tax preparers at Calandra Financial Group will see to all of your tax preparation needs for the low price of $49.00* for a standard 1040 return**. For complicated returns, it is our practice to charge no more than 50% of what you have been paying to any other commercial tax preparation service.
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3104 Creekside Village Drive, Suite 507 Kennesaw, GA 30144
http://www.CalandraFinancialGroup.com
Posted in Uncategorized on January 15, 2011 | Leave a Comment »
Atlanta, GA. http://cfgrsvp.com/
FREE Financial Workshop!
NEW YEAR, NEW RULES.
Discover what the new Tax Bill means to YOU.
Review economic indicators and stock market performance from 2010 for lessons we can learn.
Register TODAY!
http://cfgrsvp.com/
Posted in Uncategorized on January 11, 2011 | Leave a Comment »
Atlanta, GA
Financial Market Commentary
Weekly Market Update
Week of January 10, 2011
THE MARKETS:
The so-called “January effect†is a calendar-related anomaly in the financial markets where security prices increase in the month of January because investors often sell losing positions in December and reposition themselves after the first of the year, or vice-versa. , Though last week’s trading pattern (strong at the outset, slumping on Friday) could be connected with this event, there are additional factors at play.
On Friday, the Massachusetts Supreme Court ruled against Wells Fargo and US Bancorp, effectively voiding certain foreclosure sales because the banks couldn’t prove that the mortgages had been assigned to them. Fears that the ruling could make it harder for financial firms to foreclose on mortgages connected with securities resulted in a fall for bank stocks. Friday’s employment report also disheartened investors as data fell short of expectations. Yet despite adding only 103,000 jobs of the 150,000 expected, the unemployment rate dropped to 9.4%, reaching a 19-month low.
Although markets were negatively affected by the bank ruling and various other factors, they still managed to end the week higher, marking the sixth straight week of gains. Overall, the Dow rose 0.8%, the S&P 500 climbed 1.1%, and the Nasdaq increased 1.9%. Much of the week’s gains were amassed on Monday and Wednesday, riding the wave of optimism into the new year and climbing Wednesday on a stronger-than-expected jobs report for December.
Federal Reserve Chairman Ben Bernanke spoke optimistically about the economy on Friday, citing improved consumer spending and a drop in unemployment claims as hopeful signs. “We have seen increased evidence that a self-sustaining recovery in consumer and business spending may be taking hold,” he said in his first testimony to Congress since the Fed launched QE2.
There is a January axiom that says: “As goes January, so goes the year.†And according to the Stock Traders Almanac’s January Barometer, the month of January tends to predict the direction of the market with a 91.4% accuracy ratio, with only five major errors recorded since 1950. This is certainly not exact science, and it is far too early to see if January will accurately predict the rest of the year, but we’ll keep you informed about how things shape up.
ECONOMIC CALENDAR:
Tuesday – Motor Vehicle Sales, Redbook, Wholesale Trade
Wednesday – Import & Export Prices, EIA Petroleum Status, Beige Book, Treasury Budget
Thursday – International Trade, Producer Price Index, Jobless Claims, EIA Petroleum Status
Friday – Consumer Prices, Retail Sales, Industrial Production, Consumer Sentiment, Business Inventories
Data as of 01/07/2011 1-Week YTD 1-Year 5-Year 10-Year
Standard & Poor’s 500 1.10 1.10 11.4 -0.22 -0.21
Dow 0.84 0.84 10.1 1.31 0.95
NASDAQ 1.90 1.90 17.5 3.45 1.23
MSCI EAFE -0.83 -0.83 2.25 -9.08 0.95
10-year Treasury Note (Yield Only) 3.31 N/A 3.82 4.38 4.95
Notes: All index returns exclude reinvested dividends, and the 5-year and 10-year returns are annualized.
Sources: Yahoo! Finance, MSCI Barra. Past performance is no guarantee of future results.
Indices are unmanaged and cannot be invested into directly. NA means not available.
HEADLINES:
Tragically, Arizona Rep. Gabrielle Giffords was critically wounded in a Tucson shooting rampage that killed six people, including a federal judge, and wounded 12 others. Congress has postponed its agenda for the week, which included a vote to repeal the recent health-care plan.
Obama named Gene B. Sperling as director of the National Economic Council, the same job Sperling held for four years under Bill Clinton. Other changes to the economic team include: Jason Furman, Principal Deputy Director of the NEC, and Heather Higginbottom, Deputy Director of the Budget Office.
Blue Shield, one of California’s largest health insurers, plans to hike its premiums by as much as 59%. The premium rates are set to take effect on March 1, pending review from state insurance regulators. The move will impact 193,000 individual Blue Shield policy holders.
Gold dipped to settle below $1,369 on Friday, marking its biggest weekly decline since May, after disappointing U.S. jobs data failed to revive safe-haven demand. Bullion declined for a fifth day, its longest losing streak in seven months, and a 4% decline for the week.
European sovereign debt concerns peaked on Friday amid reports that the yield on Portuguese 10-year bonds hit a recent high of 7.1%, the cost of insuring the debt of banks in Italy and Spain rose sharply, and the euro hit a three-month low against the dollar.
QUOTE OF THE WEEK:
“Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, ambition inspired, and success achieved.†– Helen Keller
RECIPE OF THE WEEK:
Cumin-Caraway Rounds
From: Better Homes and Gardens
Servings: 40 crackers
Total: 15 minutes
Ingredients:
3/4 cup all-purpose flour
3/4 cup rye flour
1 tablespoon caraway seed
1/2 teaspoon baking powder
1/2 teaspoon salt
1/2 teaspoon ground cumin
1/4 teaspoon ground coriander
1/4 cup butter, cut into 4 pieces
1/3 cup milk
1 egg white, beaten
Directions:
1. In a food processor bowl combine all-purpose flour, rye flour, caraway seed, baking powder, salt, cumin, and coriander. Add butter; cover and process until blended. Add milk and process just until mixture forms a dough (if necessary, add an additional 1 tablespoon milk).
2. Transfer dough to a floured surface and let stand 5 minutes. Roll to 1/8-inch thickness and cut with a 2-inch cutter or use a knife to cut into desired shapes. Transfer cutouts to an ungreased baking sheet. Brush lightly with egg white. Using a fork, prick crackers all over.
3. Bake in a 350 degree F oven for 15 to 17 minutes or until crisp. Cool completely on wire racks. Store in a tightly covered container in the refrigerator for up to 1 week or in the freezer for up to 1 month. Makes 40 crackers.
GOLF TIP OF THE WEEK:
HOW TO HIT UNDER AN OBSTRUCTION
If you need to keep your ball low, such as under tree limbs, but need distance to execute the shot, here’s another trick for your bag:
1) Play the ball slightly rear of center and press your hands forward of the ball.
2) Use a 3, 4, or 5 iron, and close the club face slightly.
3) Keep your hands ahead of the club for the whole swing.
The ball will come out low and hot, so compensate with the amount of back swing you use. Sometimes the ball will draw a little more than usual, so practice this shot on the range before you take it on the course.
Share the Wealth of Knowledge!
Please share this market update with family, friends, or colleagues. If you would like us to add them to our list, simply click on the “Forward email” link below. We love being introduced!
Insert your broker/dealer disclosures here. i.e. Securities offered through “Your B/D Name Here,†Member FINRA/SIPC.
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
The Standard & Poor’s 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general.
The Dow Jones Industrial Average is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange and the Nasdaq. The DJIA was invented by Charles Dow back in 1896.
The MSCI EAFE Index was created by Morgan Stanley Capital International (MSCI) that serves as a benchmark of the performance in major international equity markets as represented by 21 major MSCI indexes from Europe, Australia and Southeast Asia.
The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
Google Finance is the source for any reference to the performance of an index between two specific periods.
Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
Past performance does not guarantee future results.
You cannot invest directly in an index.
Consult your financial professional before making any investment decision.
These are the views of Platinum Advisor Marketing Strategies, LLC, and not necessarily those of the named representative or named Broker dealer, and should not be construed as investment advice. Neither the named representative nor the named Broker dealer gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your financial advisor for further information.
Posted in Uncategorized on January 8, 2011 | Leave a Comment »
NEW YEAR, NEW RULES!
At this very special event you will:
• DISCOVER what the new Tax Bill means for Americans.
• REVIEW economic indicators and stock market
performance from 2010 for lessons we can learn.
• LEARN what investing mistakes to avoid in 2011.
• HEAR what the talking heads are forecasting for the
world economy, the U.S. economy, and stock markets in 2011.
January 27th, 2011
The Vinings Club – dinner immediately following.
5:00 pm
Call to RSVP 888-863-9550!
Posted in Uncategorized on January 7, 2011 | Leave a Comment »
Weekly Market Update – Special Edition
Posted in Uncategorized, tagged 30144, ACCUMULATION, advice, Adviser, analyst, Atlanta, Calandra, Calandra Financial Group, estate planning, financial advisor, Financial Planner, GA, income planning, investing, Investing Advice, Kennesaw financial planner, Money, Phil Calandra, planning, PRESERVATION, retirement, tax, Wealth Management on January 3, 2011 | Leave a Comment »
Weekly Market Update
SPECIAL EDITION – 2010 IN REVIEW
THE MARKETS:
2010 was truly a year for the history books! The Standard & Poor’s 500 began January at 1115, and then crisscrossed that line 165 times to eventually end the ride with its finest December performance in 19 years. The Dow’s second-straight annual increase was equally dramatic, with almost half of its climb (5.2%) occurring in December.[1]
The Standard & Poor’s 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general. Indexes cannot be invested into. Chart is for illustration purposes only.
More than a few factors influenced the roller coaster ride of last year. Here are a few of the highlights: [2]
January – Stocks start out looking good at 15-month highs.
February – European debt concerns take center stage as investors fear Greece will default and trigger a landslide that continues into Portugal, Italy, Ireland and Spain. Anxiety about these areas tug at the markets all year.
April – In a series of left hooks, the SEC files charges against Goldman-Sachs related to improper sale of securities tied to subprime mortgages, the BP oil spill fiasco begins, and Greece requests a $53 billion bailout.
May – Wall Street experiences the infamous “Flash Crash” that sends the Dow plunging almost 1,000 points in just a matter of minutes.
July – Stocks sink to 2010 lows as June’s jobs report disappoints. President Obama signs the Frank-Dodd Wall Street Reform and Consumer Protection Act into law, enacting the most far-reaching financial reform since the 1930s.
November – Republicans win back the House in mid-term elections – a shift in power that is generally seen as a win for Wall Street. The Fed unveils a $600 billion bond-buying stimulus program called quantitative easing, and the Dow and Nasdaq touch 2-year highs.
December – President Obama signs the $858 billion tax cut deal into law. Stocks end the year on a high note with the S&P up 12%, the Dow up 10%, and the Nasdaq up 17%.
As we ride a wave of optimism into 2011, there are still a number of challenges to face. The Fed’s QE2 policy has many experts increasingly worried about inflation. Home prices are falling again, leading to questions about a double-dip in the housing market recovery. And the economy continues to suffer from one of the longest job droughts in our nation’s history, with the monthly unemployment rate lingering above 9% for 19 straight months.[3]
Investors will also be paying attention to politics and global economics as the year begins. Congress will return this week with Republicans in control of the House, and while investors are hoping the new political landscape will deliver business-friendly policies, there’s also the chance of political gridlock. In addition, Euro zone debt and China’s attempts to rein in inflation without derailing progress pose potential hurdles to overcome.[4]
All things considered, the future looks bright for 2011. Bullish sentiment toward the stock market is spreading and investors are beginning to put more money into it than they are pulling out.[5] There has been a recent decrease in unemployment claims which are currently at their lowest level since July 2008.[6] And corporate earnings are strong, with a 32% growth rate estimated for S&P 500 companies in 2010’s fourth quarter.[7]
The new year is beginning on a more positive note than many investors could have predicted given the challenges of 2010. And while we hope the economy and the stock market maintains its positive momentum, history teaches us that ups and downs are part of life. Whatever we face in the year ahead, rest assured that we will maintain a watchful eye on any factors that have the potential to affect you. May a bright and prosperous 2011 be yours!
ECONOMIC CALENDAR:
Tuesday – Motor Vehicle Sales, Redbook, Factory Orders
Wednesday – ISM Non-Mfg Index, EIA Petroleum Status
Thursday – Jobless Claims, Fed Balance Sheet, Money Supply
Friday – Employment Situation, Consumer Credit
| Data as of 12/29/2010 | 1-Week | 1-Year | 5-Year | 10-Year |
| Standard & Poor’s 500 | 0.07 | 12.78 | 0.15 | -0.47 |
| Dow | 0.03 | 11.02 | 1.60 | 0.73 |
| NASDAQ | -0.48 | 16.91 | 4.06 | 0.74 |
| MSCI EAFE | 0.68 | 4.90 | -0.26 | 1.06 |
| 10-year Treasury Note (Yield Only) | 3.35 | 3.81 | 4.38 | 5.11 |
Notes: All index returns exclude reinvested dividends, and the 5-year and 10-year returns are annualized.
Sources: Yahoo! Finance, MSCI Barra. Past performance is no guarantee of future results.
Indices are unmanaged and cannot be invested into directly. NA means not available.
QUOTE OF THE WEEK:
“For last year’s words belong to last year’s language, and next year’s words await another voice, and to make an end is to make a beginning.” – T.S. Eliot
RECIPE OF THE WEEK:
Apple Fritters
From: Better Homes and Gardens
Servings: Makes 12 fritters.
Time: 30 minutes
Ingredients:
2 tart, medium cooking apples, such as Jonathan or Granny Smith
2/3 cup all-purpose flour
1 tablespoon powdered sugar
1/2 teaspoon finely shredded lemon peel
1/4 teaspoon baking powder
1 egg
1/2 cup milk
1 teaspoon cooking oil
Shortening or cooking oil
Powdered sugar (optional)
Cinnamon sticks (optional)
Directions:
1. Core apples and cut each apple crosswise into 6 slices. Set slices aside.
2. In a large bowl combine flour, the 1 tablespoon powdered sugar, the lemon peel, and baking powder. In a medium bowl use a wire whisk or rotary beater to beat egg, milk, and the 1 teaspoon cooking oil until combined. Add egg mixture all at once to flour mixture; beat until smooth. Using a fork, dip apple rings into batter; drain off excess batter.
3. Fry 2 or 3 fritters at a time in deep hot fat (365 degrees F.) for 1 minute on each side or until golden, turning once with a slotted spoon. Drain on paper towels. Repeat with remaining fritters. Sprinkle warm fritters with sifted powdered sugar, if desired. Cool on wire racks. To serve, thread fritters onto cinnamon sticks, if desired. Makes 12 fritters.
GOLF TIP OF THE WEEK:
POINT OF IMPACT
Although there are many types of impact tape and gadgets you can put on the club face to show you where the ball hits, they have two things in common:
1. They are difficult to put on – especially when you are playing a round of golf.
2. They are expensive.
Here’s an easy, inexpensive way to know exactly where the ball is striking the face of your club:
Buy a small container of Johnson & Johnson baby powder. (The small plastic ones that moms carry in their purses are perfect because they fit anyplace in your golf bag.) When you are at the range or playing a round of golf and want to see the impact point, just pull out the powder and lightly dust the ball. After you hit, the point of impact will be marked on the face of the club.
Share the Wealth of Knowledge!
Please share this market update with family, friends, or colleagues. If you would like us to add them to our list, simply click on the “Forward email” link below. We love being introduced!
Insert your broker/dealer disclosures here. i.e. Securities offered through “Your B/D Name Here,” Member FINRA/SIPC.
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
The Standard & Poor’s 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general.
The Dow Jones Industrial Average is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange and the Nasdaq. The DJIA was invented by Charles Dow back in 1896.
The MSCI EAFE Index was created by Morgan Stanley Capital International (MSCI) that serves as a benchmark of the performance in major international equity markets as represented by 21 major MSCI indexes from Europe, Australia and Southeast Asia.
The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
Google Finance is the source for any reference to the performance of an index between two specific periods.
Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
Past performance does not guarantee future results.
You cannot invest directly in an index.
Consult your financial professional before making any investment decision.
These are the views of Platinum Advisor Marketing Strategies, LLC, and not necessarily those of the named representative or named Broker dealer, and should not be construed as investment advice. Neither the named representative nor the named Broker dealer gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Please consult your financial advisor for further information.
