Archive for September, 2010
Atlanta, GA Investing – Phil Calandra
Posted in Videos, tagged 30144, advice, Adviser, advisor, analyst, Atlanta, Calandra, Financial, GA, Group, investing, Phil, Planner, planning, preparation, tax, The Calandra Group on September 10, 2010 | Leave a Comment »
Kennesaw, GA Retirement Advisor, Phil Calandra, Helps Locals Overcome Financial Problems
Posted in Press Releases, tagged 30144, advice, Adviser, advisor, analyst, Atlanta, Calandra, Financial, GA, Group, investing, Phil, Planner, planning, preparation, tax, The Calandra Group on September 10, 2010 | Leave a Comment »
PRESS RELEASE: Kennesaw, GA, 29-JULY-2010 – Phil Calandra and The Calandra Group have gained renown for helping locals in Kennesaw to overcome their financial problems. When an individual is caught in a downward spiral of debt, they often are not sure what steps to take to take control of their financial life. Having Phil Calandra, a Kennesaw Financial Advisor can be invaluable in achieving your goal for financial security.
When Mr. Calandra assists an individual with financial problems, he uses a holistic approach that include immediate needs and long-term financial security. The unique approach that includes applying an integrated approach that includes wealth planning and management. After reviewing debts, assets, and other types of income, Mr. Calandra creates a list of immediate financial concerns and future needs and desires.
After analyzing the data collected, the Kennesaw financial advisor provides options for emerging from debt and establishing a plan for investments, tax, retirement, and estate planning. He includes in his presentation of the options the important facts that are needed to understand how each investment strategy and product will affect your financial future and the length of time that is involved to create the financial freedom that is desired.
The plan that is developed is individualized and tailored to meet the specific needs of of the individual who wants to meet their goals for the future. Mr. Calandra has the experience and expertise to provide quality service and give individuals seeking advice an objective assessment of the most effective steps they need to take to meet their goals.
You can find valuable information about the steps that Phil Calandra, Kennesaw Financial Advisor, takes to assure that individuals who want to take control of their finances and financial future by visiting http://www.thecalandragroup.com today. The following contact information is available to members of the press who would like additional information with regards to this specific release.
Contact Person: Phil Calandra, Kennesaw Financial Advisor
Company Name: The Calandra Group
Address: 1301 Shiloh Road, Suite 1240, Kennesaw, GA. 30144
Contact Number: 678.302.6621
Toll Free Number: 1.877.529.6501
Email: info@thecalandragroup.com
Website: http://www.thecalandragroup.com
Phil Calandra, Kennesaw Financial Advisor, and The Calandra Group, have been helping locals find solutions for their financial problems that work. When an individual is seeking assistance and advice on the best course of action to take control of their financial future, they will find that Mr. Calandra can provide the knowledge and experience that will give them the answers they need.
Investment Manager In Kennesaw, GA Has Customer Service As Top Priority
Posted in Articles, tagged 30144, advice, Adviser, advisor, analyst, Atlanta, Calandra, Financial, GA, Group, investing, Phil, Planner, planning, preparation, tax, The Calandra Group on September 10, 2010 | Leave a Comment »
A Kennesaw Financial Advisor is someone that is well qualified to give you advice about how to invest your money for the best possible returns. He will study your financial situation and goals and come up with a tailor made system for your particular needs. Let us briefly look at the aspects he will attend to.
The first question he is going to ask you is why you want to invest. Is it to save for a specific goal, such as the university of your children? Or is it to make provision for a pension fund? Or maybe just to get enough funds for that world tour?
You will also have to decide how long you can afford to invest your money and how much of it you want available on call. Keep in mind those unexpected car breakdowns and medical emergencies and don’t tie up all your funds for the long term. Your investment adviser will be able to advise you about this.
Something else that you will have to discuss with the consultant is the role of inflation in your financial planning. If you are thirty years old now, inflation is going to wreak havoc with your retirement funds by the time you get to seventy. The amount that you save per month should therefore make provision for the projected rate of inflation. This can of course never be 100% accurate, but it’s better than not to take into account inflation at all.
Your advisor will also bear in mind whether you are investing for capital growth or a monthly pension. Investments with high capital growth will often carry with them a greater risk than those aiming at providing a regular income. When you are investing for your pension, you can’t afford to invest in high risk investments.
Regardless of your goal with investing, it is never a good idea to invest everything you have in one investment. There is always an element of risk involved with any investment, even a savings account with a bank. It is therefore wise to diversify your portfolio. A well-balanced portfolio will include investments in real estate, stocks, bonds and possibly hedge funds.
Your Kennesaw financial advisor will discuss all the above choices with you. An off-the shelve plan might sometimes simply not be good enough if you have specialized needs. He might therefore in the end decide to recommend a tailor-made investment plan that has been designed specifically with your needs in mind.
A Kennesaw financial advisor provides retirement planning and investment advice for clients. Learn more about the available financial tools when you visit http://www.thecalandragroup.com .
Financial Advisor Empowers People In Kennesaw To Take Control Of Their Finances
Posted in Articles, tagged 30144, advice, Adviser, advisor, analyst, Atlanta, Calandra, Financial, GA, Group, investing, Phil, Planner, planning, preparation, tax, The Calandra Group on September 10, 2010 | Leave a Comment »
When you need help with financial decisions, a Kennesaw Financial Advisor may be able to assist you. Whether you are concerned about your present financial state, or your future finances, you need answers in order to make the right decisions about money.
You may want to retire at a certain age. If you want to be assure that you are retiring comfortably, an advisor should be able to show you how to put money away. He will consider your goals to suggest a percentage of your salary be put into a savings or money market account.
He will also have different options for your money. You may want to put it into an IRA or a 401K plan. You may want to invest in the stock market or real estate. His options will help you make sound decisions for your future.
If you are concerned about your present financial status, or perhaps your credit score, he can help you with this, as well. Your credit reports are an important part of your life. If your score needs to be improved, your consultant’s suggestions may help.
The advisor will suggest that you pay credit card payments on time, or before the due date, every single month. It will not matter to the credit card company or bank if you pay more than the minimum. The minimum is all that is required of you. Stay with this plan for at least twenty-four months, your credit score should improve.
Having more than two credit cards is not a good idea. Your Kennesaw financial advisor will probably tell you to consolidate them or pay the others off. It could actually lower your credit score when you have too much credit available to you. For all of your questions about finances, consult with your local advisor today.
The services of a Kennesaw financial advisor can be applied to retirement planning or for any other major financial goal. The techniques and tools can be checked out at http://www.thecalandragroup.com .
